Sale and Leaseback

Sale and Leaseback is a flexible, tax-efficient way for your business to unlock the capital already invested in equipment, machinery, commercial vehicles and property. You can also use the fresh injection of working capital to fund expansion plans and stimulate further growth and development. Cash advances range from £20,000 to £7million with repayment terms of 3 months up to 7 years.

• Financing for up to 100% of the value (excluding VAT)
• Offers the option to carry on renting the asset for a nominal sum OR to sell it and retain most of the cash proceeds when the term ends
• VAT payable on the rentals, not the asset
• There is normally no need for additional security as the finance is usually secured on the asset.

How does Sale and Leaseback work?

Apex Finance will purchase the assets from you and we will settle your invoice to us for the full value. We retain ownership of the assets, but you can sell them on our behalf at the end of the term and keep most of the proceeds.

With Sale and Leaseback you can have fixed rate funding as well as a payment structure that can be matched to your cash flow patterns to ease budgeting. The funding is on balance sheet.

Is Sale and Leaseback right for you?

Sale and Leaseback can be suitable for businesses of all sizes, and all types of assets. Releasing cash locked in your depreciating assets helps the stability of your business. For example, you can use the funds to ensure swift recovery from bad debt or financing balloon payments on existing loans. The capital released can be used to repay bank overdrafts or reduce monthly payments on existing hire purchase or lease agreements.

Find out more about our products and services and contact us on 01342 301784 or email.

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